BFC5914 Bank lending
Faculty of Business and Economics
BFC5914 Bank lending is a level 5, 6-credit-point, postgraduate unit from the Faculty of Business and Economics, offered in 2022 in Semester 1 and Semester 2 at Clayton. It needs BFC5926.
- Credit points
- 6
- Offered in 2022
- Semester 1, Semester 2
- Clayton
- Assessment
- Exam 60%
- and 1 other task
- Workload
- 144 hours
- per semester
This is the 2022 handbook entry. See the 2024 entry.
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Requisites
Before BFC5914
Prerequisites
Pass these before you enrol.
Prohibitions
You can't enrol if you have passed any of these.
After BFC5914
No unit lists BFC5914 as a prerequisite in the 2022 handbook.
Enrolment rules
You must be enrolled in course B6001, B6003 or B6004 to undertake this unit. If you are enrolled in course B6001 or B6003, there is no prerequisite.
Overview
Topics include the credit risk assessment process; accounting fundamentals; reading financial statements (including ratio analysis); using budgeted financial statements (including breakeven analysis, what-if analysis and variance analysis); creative accounting; technical accounting update; business structures; current issues in insolvency and loan security.
Offerings in 2022
| Teaching period | Campus | Mode |
|---|---|---|
| First semester | Clayton | On campus |
| Second semester | Clayton | On campus |
Assessment
- Within semester assessment40%
- ExaminationThreshold hurdle60%
Learning outcomes
When you finish this unit, you should be able to:
- 1
develop an understanding of the basic principles governing bank lending
- 2
develop an understanding of the framework within which bank lending decisions are made
- 3
develop an understanding of the analysis of financial statement of a company
- 4
develop analytical skills with regard to the management of credit risk and its measurement techniques
- 5
develop an understanding of new bank lending product development and its marketing
- 6
demonstrate in an individual summative assessment task the acquisition of a comprehensive understanding of the topics covered by BFC5914.
Workload and teaching
- Tutorials12 hours
- Lectures24 hours
- Teaching approachActive learning
Minimum total expected workload to achieve the learning outcomes for this unit is 144 hours per semester typically comprising a mixture of scheduled learning activities and independent study. Independent study may include associated readings, assessment and preparation for scheduled activities. The unit requires on average three/four hours of scheduled activities per week. Scheduled activities may include a combination of teacher directed learning, peer directed learning and online engagement.
This unit engages students in actively applying their knowledge, skills and attributes in interactive, collaborative and reflective activities.
Learning resources
Required resources
Sathye, M., Bartle, J. (2018) Credit Analysis and Lending Management, Fourth Edition, Mirabel Publishing. eISBN: 978-1-925716-05-4 Available from the bookshop or e-version: https://mirabelpublishing.com/all-books/credit-analysis-and-lending-management,%20ebook
Anthony Saunders and Linda Allen (2010) Credit Risk Measurement In and Out of the Financial Crisis, John Wiley & Sons. Available online: https://onlinelibrary.wiley.com/doi/book/10.1002/9781118267981
Technology resources
The only Faculty approved calculators permitted in tests and examinations for all Australian campuses and locations is the HP10bII+ or Casio FX82 (any suffix).
Contacts
- Chief Examiners
- Dr Ying Liang
Common questions
What are the prerequisites for BFC5914?
You need BFC5926 before you enrol. Enrolment rules also apply.
When is BFC5914 offered?
In 2022, BFC5914 runs in Semester 1 and Semester 2 at Clayton.
How much work is BFC5914?
The handbook expects about 144 hours of study across the semester. No students have rated its difficulty yet.
Does BFC5914 have an exam?
Yes. The exam is worth 60% of the final mark, alongside 1 other task.