BFF5914 Bank lending
Faculty of Business and Economics
BFF5914 Bank lending is a level 5, 6-credit-point, postgraduate unit from the Faculty of Business and Economics, offered in 2027 in Semester 1 and Semester 2 at Caulfield. It needs BFF5926 or BFC5926.
- Credit points
- 6
- Offered in 2027
- Semester 1, Semester 2
- Caulfield
- Assessment
- Exam 40%
- and 2 other tasks
- Workload
- 144 hours
- per semester
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Requisites
Before BFF5914
Prerequisites
Pass these before you enrol.
Prohibitions
You can't enrol if you have passed any of these.
After BFF5914
No unit lists BFF5914 as a prerequisite in the 2027 handbook.
Enrolment rules
You must be enrolled in course B6003 or B6004 to undertake this unit. If you are enrolled in course B6003, there is no prerequisite.
Overview
Topics include the credit risk assessment process; accounting fundamentals; reading financial statements (including ratio analysis); using budgeted financial statements (including breakeven analysis, what-if analysis and variance analysis); creative accounting; technical accounting update; business structures; current issues in insolvency and loan security.
Offerings in 2027
| Teaching period | Campus | Mode |
|---|---|---|
| First semester | Caulfield | Flexible |
| Second semester | Caulfield | Flexible |
Assessment
- Exercise30%
- Quiz / Test30%
- Examination40%
Assessment details may change. Please refer to the assessment information in Moodle closer to the start of the teaching period.
Learning outcomes
When you finish this unit, you should be able to:
- 1
develop an understanding of the basic principles governing bank lending
- 2
develop an understanding of the framework within which bank lending decisions are made
- 3
develop an understanding of the analysis of financial statement of a company
- 4
develop analytical skills with regard to the management of credit risk and its measurement techniques
- 5
develop an understanding of new bank lending product development and its marketing
- 6
demonstrate in an individual summative assessment task the acquisition of a comprehensive understanding of the topics covered by BFC5914.
Workload and teaching
- Seminars24 hours
- Tutorials12 hours
- Assessments-
- Teaching approachActive learning
Minimum total expected workload to achieve the learning outcomes for this unit is 144 hours per semester typically comprising a mixture of scheduled learning activities and independent study. Independent study may include associated readings, assessment and preparation for scheduled activities. You are expected to complete all pre-class activities prior to your scheduled class, and post-class activities should be completed after your scheduled class. Learning activities may include a combination of teacher directed, peer directed and online engagement activities.
This unit engages you in actively applying your knowledge, skills and attributes in interactive, collaborative and reflective activities.
Learning resources
Required resources
Milind Sathye and James Bartle. Credit Analysis and Lending Management, 5th Edition (E-version). Mirabel Publishing.
Technology resources
There may be an additional cost associated with purchasing a physical and/or virtual calculator. Specific details will be provided in the Learning Management System by commencement of Orientation week.
Contacts
- Chief Examiners
- Xing Yan
Common questions
What are the prerequisites for BFF5914?
You need BFF5926 or BFC5926 before you enrol. Enrolment rules also apply.
When is BFF5914 offered?
In 2027, BFF5914 runs in Semester 1 and Semester 2 at Caulfield.
How much work is BFF5914?
The handbook expects about 144 hours of study across the semester. No students have rated its difficulty yet.
Does BFF5914 have an exam?
Yes. The exam is worth 40% of the final mark, alongside 2 other tasks.