BFM3150 Personal finance in the digital age
Faculty of Business and Economics
BFM3150 Personal finance in the digital age is a level 3, 6-credit-point, undergraduate unit from the Faculty of Business and Economics, offered in 2027 in Semester 1 at Malaysia. It has no prerequisites.
- Credit points
- 6
- Offered in 2027
- Semester 1
- Malaysia
- Assessment
- No exam
- 3 tasks
- Workload
- 144 hours
- per semester
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Requisites
Before BFM3150
No prerequisites or corequisites besides the enrolment rules below.
After BFM3150
No unit lists BFM3150 as a prerequisite in the 2027 handbook.
Enrolment rules
You must have completed at least 72 credit points to enrol in this unit.
Overview
This unit equips you with the knowledge and practical capabilities to take informed and disciplined control of your financial future in an increasingly digital and platform-driven world. You will develop the ability to build wealth deliberately, manage debt strategically, invest responsibly, and protect yourself against financial risks, while critically evaluating the fintech platforms and digital tools that shape modern financial decisions.
Through applied modelling and real-world scenarios delivered in active-learning tutorials, you will construct structured financial projections, assess digital financial products, and develop a personalised financial blueprint aligned with your life goals. The unit emphasises disciplined decision-making, awareness of behavioural biases and the capacity to adapt under uncertainty. By the end of the semester, you will leave with a practical and adaptable plan to manage your finances responsibly in a rapidly evolving financial landscape.
Offerings in 2027
| Teaching period | Campus | Mode |
|---|---|---|
| First semester | Malaysia | On campus |
Assessment
- Written25%
- Written25%
- Project50%
Assessment details may change. Please refer to the assessment information in Moodle closer to the start of the teaching period.
Learning outcomes
When you finish this unit, you should be able to:
- 1
analyse personal financial situations and construct structured financial projections;
- 2
evaluate digital financial tools and products in terms of risk, incentives and behavioural impact;
- 3
design and justify a coherent personal financial strategy that supports long-term financial resilience;
- 4
apply critical and reflective judgement when managing financial decisions in a digital environment.
Workload and teaching
- Tutorials24 hours
- Teaching approachCase-based teaching
- Teaching approachActive learning
- Teaching approachProblem-based learning
- Teaching approachSimulation or virtual practice
Minimum total expected workload to achieve the learning outcomes for this unit is 144 hours per semester typically comprising a mixture of scheduled learning activities and independent study. Independent study may include associated readings, assessment and preparation for scheduled activities. You are expected to complete all pre-class activities prior to your scheduled class, and post-class activities should be completed after your scheduled class. Learning activities may include a combination of teacher directed, peer directed and online engagement activities.
This unit includes case-based teaching, where you apply your knowledge and engage in analytical and reflective thinking to solve complex contextual scenarios. Activities are often designed so that there is not one clear answer, but you need to work together to examine, analyse and make decisions to resolve the situation.
This unit engages you in actively applying your knowledge, skills and attributes in interactive, collaborative and reflective activities.
This unit includes problem-based learning approaches, where you engage in research, integrate theory and practice and apply knowledge and skills to develop viable solutions in response to a problem or set of problems.
This unit allows you to engage in guided, immersive experiences to develop relevant skills, knowledge and attitudes through simulation or virtual practice.
Where it fits
BFM3150 is part of 1 area of study in the 2027 handbook.
Contacts
- Chief Examiners
- Dr Mirzet Seho
Common questions
What are the prerequisites for BFM3150?
BFM3150 has no prerequisites, but enrolment rules apply.
When is BFM3150 offered?
In 2027, BFM3150 runs in Semester 1 at Malaysia.
How much work is BFM3150?
The handbook expects about 144 hours of study across the semester. No students have rated its difficulty yet.
Does BFM3150 have an exam?
No. BFM3150 has 3 assessment tasks and no exam.
Which majors and minors include BFM3150?
BFM3150 is part of FinTech.
More details
- Credit points
- 6
- Level
- 3
- Study level
- Undergraduate
- Faculty
- Faculty of Business and Economics
- Organisational unit
- Department of Banking and Finance
- Type
- Coursework
- EFTSL
- 0.125
- Student contribution
- SCA Band 4
- Study abroad
- Available
- Handbook years
- 2027