BTC3200 Banking and finance law
Faculty of Business and Economics
BTC3200 Banking and finance law is a level 3, 6-credit-point, undergraduate unit from the Faculty of Business and Economics, offered in 2027 in Semester 1 at Clayton. It has no prerequisites.
- Credit points
- 6
- Offered in 2027
- Semester 1
- Clayton
- Assessment
- Exam 50%
- and 2 other tasks
- Workload
- 144 hours
- per semester
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Requisites
Before BTC3200
Prohibitions
You can't enrol if you have passed any of these.
- BTF2601Banking law
- BTF3601Banking lawNo reviews yet
After BTC3200
No unit lists BTC3200 as a prerequisite in the 2027 handbook.
Overview
Banks play a critical role in our society and underpin our economy. The products and services offered by banks are utilised by most businesses and individuals, so most members of society are interacting and engaging with banks. An understanding of the regulatory and legal framework that governs the operation and conduct of banks is not just beneficial for those working in the banking and finance industry and professional advisers, but also for consumers, including businesses, of the products and services offered by banks. This unit examines key aspects of the regulation of banking in Australia and the rights and obligations that are enforceable by banks and consumers.
Topics covered in this unit include: the system of banking regulation in Australia; banking law reforms after the Global Financial Crisis; legal aspects of the "banker-customer" relationship, confidentiality and privacy of customer data; consumer protection laws, including in the context of lending to consumers; lending, including both secured and unsecured lending and the use of different types of property to secure loans; negotiable instruments; electronic banking and payments; emerging regulatory challenges for industry and government, technological innovation and disruption to traditional banking practices, such as FinTech.
Offerings in 2027
| Teaching period | Campus | Mode |
|---|---|---|
| First semester | Clayton | On campus |
Assessment
- Exercise20%
- Quiz / Test30%
- Examination50%
Assessment details may change. Please refer to the assessment information in Moodle closer to the start of the teaching period.
Learning outcomes
When you finish this unit, you should be able to:
- 1
describe the legal framework and system of banking regulation in Australia
- 2
describe how the business of banking is shaped by the Global Financial Crisis, innovation, and the public ownership of banks
- 3
evaluate the role and necessity of regulation and reflect critically on the relationship between law, regulation, ethics, and corporate culture in ensuring a fair, efficient, and resilient financial sector by taking into account the Banking Royal Commission’s recommendations
- 4
identify legal problems and risks that arise in the context of the "banker-customer" relationship, the relationship between lender and borrower, and in the context of electronic payments, and analyse and apply the law to solve the problems
- 5
distinguish between different types of property (real and personal) and explain how property can be used to secure a loan transaction, the methods of registration and enforceability under applicable legislation and determine the priority of competing interests
- 6
explain the key concepts in the National Consumer Credit Protection Act (NCCPA) and critically assess common current lending practices
- 7
demonstrate an understanding of technological innovations and emerging challenges facing policy makers, regulators and the banking industry.
Workload and teaching
- Seminars24 hours
- Teaching approachCase-based teaching
- Teaching approachActive learning
- Teaching approachProblem-based learning
Minimum total expected workload to achieve the learning outcomes for this unit is 144 hours per semester typically comprising a mixture of scheduled learning activities and independent study. Independent study may include associated readings, assessment and preparation for scheduled activities. You are expected to complete all pre-class activities prior to your scheduled class, and post-class activities should be completed after your scheduled class. Learning activities may include a combination of teacher directed, peer directed and online engagement activities.
This unit includes case-based teaching, where you apply your knowledge and engage in analytical and reflective thinking to solve complex contextual scenarios. Activities are often designed so that there is not one clear answer, but you need to work together to examine, analyse and make decisions to resolve the situation.
This unit engages you in actively applying your knowledge, skills and attributes in interactive, collaborative and reflective activities.
This unit includes problem-based learning approaches, where you engage in research, integrate theory and practice and apply knowledge and skills to develop viable solutions in response to a problem or set of problems.
Where it fits
BTC3200 is part of 1 area of study in the 2027 handbook.
Contacts
- Chief Examiners
- Helen Pang
Common questions
What are the prerequisites for BTC3200?
BTC3200 has no prerequisites.
When is BTC3200 offered?
In 2027, BTC3200 runs in Semester 1 at Clayton.
How much work is BTC3200?
The handbook expects about 144 hours of study across the semester. No students have rated its difficulty yet.
Does BTC3200 have an exam?
Yes. The exam is worth 50% of the final mark, alongside 2 other tasks.
Which majors and minors include BTC3200?
BTC3200 is part of Finance.